While deposit balances are rising again, a critical warning sign is emerging: customers are shifting their primary banking relationships long before accounts are ever closed.

Join us for a timely discussion on the "deposit growth mirage" and learn how to spot the warning signs before they impact growth, loyalty, and profitability.

• Why deposit growth doesn't always mean stronger customer relationships or healthier core funding.
• How customers quietly disengage over time, often long before traditional attrition metrics detect a problem.
• Why rate alone is rarely enough to earn the primary banking relationship.
• How AI and behavioral insights can help identify weakening relationships before deposits move elsewhere.