Regulatory examinations have historically focused on compliance-based criteria. In 2026, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) shifted their focus to risk-based examinations by removing mandatory, policy-based examination requirements and replacing them with a tailored, flexible approach focused on material financial risks.

As a result of this shift, financial services organizations need to change their approach to examinations. This article from ProSight helps organizations understand what risk areas regulators will now be reviewing and what they need to do to demonstrate they’re prepared for those risks.

• Credit Risks
• Liquidity Risks
• Operational Security and Third-Party Risks
• And More