For decades, banks and credit unions viewed branch ownership as a cornerstone of stability and identity, but changing market, capital, and customer demands are causing some to revisit this traditional approach.

In this ProSight Quick Q&A, Bill Yeomans, founder and president of Brookline Branch Services, explores how changing market dynamics are reshaping branch strategies and why sale-leaseback transactions are gaining attention across the financial services industry. 

• What a sale-leaseback is and why it has been a successful strategy in other industries
• Why banks and credit unions have historically preferred to own their branches and what has changed
• How partial sale-leasebacks can help modernize oversized facilities while maintaining customer access
• Ways institutions can unlock capital and redirect resources toward technology, growth, and member services
• Why the future of branch banking may more often involve leasing rather than owning real estate